Don’t forget about insurances

When you are in a electronics shop for example, it’s easy to be a bit annoyed by the salesman trying to push an insurance on you for everything you buy, and it’s usually quite easy to just dismiss it by impulse thinking that it won’t be needed – you will be careful with your new television and you are not planning to destroy it. Maybe you’ve had several TV’s in the past and none of them never had any problems that would have motivated an expensive insurance.

In these situations, however, it can be smart to think twice before you act, and this is because you never really no when bad fortune is going to strike. Think about it, and picture the last time you experienced some real bad luck. If I’m thinking about it, the first thing that comes to mind is when I was putting up a new TV-dish on the roof of our house last winter. The day in question was really cold, as I had gotten the new dish on Christmas as a present, and as we were done with all the celebrations I figured I would put it up as we could use some time in front of the TV to relax. So I put my tool belt on, and climbed the ladder up the roof, thinking this was something I could easily fix myself – after all I had always been a bit of a handy man. I climbed up to where the chimney was and started to assembly the different parts in order to get it in to place.

As I said, this was in December and snow had been falling for a couple of weeks. That snow had later melted and frozen again, making the roof tiles slippery at places. Before I knew it I lost my foothold, and by reflex I grabbed on to the chimney to save myself from falling of the roof. This, however, meant that I let go of the TV-dish, which was now sliding down the roof towards the driveway, and the disaster was a fact. With a load bang, the heavy antenna cracked down on the roof of my six months new car which was parked underneath, causing not only scratches but also a large indention to the roof.

How could I have possibly foreseen this would happen? There’s just no way – Sometimes bad luck hits you, and when it does, there’s no way to avoid it. I was really glad that my car had been insured properly, meaning I only had to pay a small deductible fee of a £100, while my insurance company took care of the rest. That would not have been the case if it wasn’t insured, as car repairs are quite expensive.

So what I want to say, is that you should think both once and twice before you decide against an insurance when you are buying something expensive. I personally use Euroconsumer in order to find the cheapest and best insurance!


Time to start trading Binary Op’s!

So, I’m quite excited about this post. I have always thought of myself very much of an everyday day man. I have a pretty normal day job which requires no certain skill set and I have never considered myself exceptional at anything. When I started trading binary options a couple of months ago, I got into it thinking I’d give it a try, but I never really expected to make a lot of money out of it. I mean, financial trading… I’ve never been to business school and I still cringe a little just thinking about having to sort out next month’s bills. As you probably would have guessed, I’ve never had much knowledge of finance. But I’m proud to say today that I have made my first £1000 for trading binary options, and I had said to myself that before that happened, I wouldn’t start recommending it to people.

I got into binary options trading by a total fluke. I was just browsing around the internet looking for some quick entertainment as I searched Google for ways to make money online. I got onto a website called binaryoptions.pm, which I guess works as a kind of portal for the people involved in the binary scene. First thing I did, as I had never before heard of the term binary options, was to read a beginners guide which was provided on the website. I realized quite quickly that this might not be all that hard to understand. Basically, all you have to do is to invest on a currency, stock, indices, or commodity based on the assumption that this asset will either increase or decrease in value within a specified time. If you are right when you invest, you will get almost twice your investment back, and if you are wrong you will lose your full investment. Basically, it’s just like betting on a sports game, but in a completely different field.

So, with the beginners guides read, I followed a tip that was suggested, which was to open a demo account with a known broker in order to practice. So I browsed through the websites archive of reviews, and managed to find a broker that seemed really good. I then created a demo account which allowed me to start trading with money that wasn’t real, as this helps you to understand how the whole thing works. It also means that you can make bad investments without getting punished for it.

After about a month or so, I started getting more confident and opened a real account. As I started to trade with real money, my results would vary significantly in the first couple of months, but stabilize over time, and last months I made my first real profit!

Now, I have even worked up the guts to try out forex trading, which works a little different but is an equally exciting way of making money on your free time! You can read more about it here!